Superior Customer Service and Complete Claims Support

LUBA offers policyholders a range of unique benefits included in their policies.

Comprehensive Claims Services:

  • Online claims reporting to expedite the first report of injury process  
  • Aggressive claims investigation designed to eliminate fraudulent expenses to employers
  • An effective, ongoing cost-containment program led by our Medical Director and team of registered nurses resulting in lower loss ratios for policyholders

Personalized Loss Control Services:

  • Certified loss-control consultants strategically located throughout our operating region providing personal, face-to-face assistance and support
  • Substantive safety consultations designed to give policyholders tools they can actually use   
  • Customized reports to help employers analyze accidents and identify loss trends specific to their business
  • Assistance in dealing with the Occupational Safety and Health Administration (OSHA) and state audits
  • Assistance in developing premium reducing programs such as Return to Work programs and Drug and Alcohol policies 

Easy Billing: 

  • Online monthly self reporting
  • Options for installment plans that fit your business
  • ACH bank drafts
  • No per installment service charges to policyholders 

Interested in becoming a LUBA Policyholder?

Contact our Sales Department to be referred to an independent agent in your area.