More Ways To Pay
LUBA offers flexible, convenient payment plans to simplify managing your account
Payment Plan Options
Installment Plans
Annual Plan
• Full payment of premium at policy inception with no deposit required.
Quarterly Plan
• First Installment - 25% of annual premium + expense constant due at inception.
• 25% due at the start of the 2nd quarter, 25% at the 3rd quarter, and 25% at the 4th quarter.
12-Month Plan
• Annual premium (less expense constant) divided into 12 equal installments. The first installment plus the expense constant is required at the time of binding.
ACH draft through LUBA Connect portal available for all installment plans.
Monthly Self-Reporting Plan
• Submit payroll info and payments online via LUBA Connect.
• Payments due by the 15th of each month, based on prior month payroll. Example: January payroll is due by February 15th.
• A security deposit may be required for setup.
• No finance charges for policyholders.
Online Payment via LUBA Connect
• Auto pay, pay by text, scheduled payments, and paperless options.
• Manage payment methods
Payment Methods
LUBA accepts check, money orders made payable to LUBA, ACH bank drafts, or credit cards. Recurring electronic payment options are also available. For more details, contact the Billing Department at billing@lubawc.com.