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Oklahoma Benefits

Wage Benefits

To be eligible for wage benefits, the injured employee must be deemed disabled by a physician and must not have worked for a minimum of three (3) days.

  • Waiting Period: There is a three-day waiting period in Oklahoma. There is no payment for the first three (3) days of the initial period of temporary total disability.
  • Initial Payment: The first installment of wage benefits is due to the injured employee on the 15th day after the employer has notice of an injury unless the employer controverts the employee’s right to compensation. These wage benefits will then be paid in weekly installments.
  • Percentage of Wages: Compensation for TTD is 70% of the injured worker’s average weekly wage, but this amount is capped at 100% of the state’s average weekly wage.
  • Maximum Rate: Weekly wage benefits are subject to a maximum of $953.18 at this time.
    • For more information on the maximum and minimum wage benefits by year click here.

Medical Benefits

If an employee sustains an injury or illness arising out of and during the course of employment, workers’ compensation will cover reasonable and medically necessary treatment for an injury. Injured employees are not responsible for any copays and should not have any out-of-pocket expenses. Anyone wishing to file a claim for workers’ compensation benefits with the Court must do so within two (2) years from the date of the injury or death, or within two (2) years from the date of payment of any compensation or wages in lieu of compensation, or within two (2) years of authorized medical care.

  • Choice of Physician: The employer must promptly provide the injured worker with reasonable and necessary medical treatment. The employer has the right to choose the treating physician; but must provide treatment within five (5) days of notice or knowledge that the injury has occurred. If the employer fails to do so, the injured worker may seek treatment with his or her own physician at the employer’s expense. The employee may also obtain emergency treatment at the expense of the employer, and select the physician for that treatment where the employer does not provide the emergency treatment.
  • Mileage Reimbursement: The injured employee is entitled to reimbursement of mileage expenses associated with the medical treatment of the claim. To be reimbursed, you must submit a mileage reimbursement form documenting travel in excess of 20 miles round trip. The employee will be reimbursed within 60 days of receipt of the form. The current rate effective 01/01/20 is $.575 per mile.
  • Prescriptions: LUBA partners with Mitchell ScriptAdvisor to provide pharmacy benefits to injured employees. Mitchell ScriptAdvisor will issue a prescription card on behalf of LUBA for use at pharmacies to avoid any out-of-pocket expense for the injured employee. Mitchell ScriptAdvisor does offer mail-order prescriptions. Please contact your adjuster or Mitchell ScriptAdvisor directly to discuss this option. You may also visit the LUBA Care section of this website and select pharmacy as the specialty.